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Social distancing makes many client meetings impractical, but that doesn’t mean that the need for insurance is diminished. In many cases the life insurance need has increased significantly, if only to help address stock market volatility and current investment account losses. At Underwriters Brokerage Service, we offer a wide range of e-Submission opportunities using Vive , IGO, […]
Now that the SECURE Act has all but eliminated many stretch IRA payouts (by requiring a 10-year liquidation in most cases), “Life insurance moves to the top of the list as an estate and tax planning vehicle for the largest IRAs,” according to Ed Slott’s IRA Advisor newsletter (Jan 2020 edition). Since retirement accounts make […]
What if existing NQ annuity values, including taxable gain, could become a long term care pool where gains come out tax free? Check out this one minute video! Welcome to the world of exchanging Non-Qualified annuities for LTC Qualified annuities. If you have clients holding their annuities as “just in case” medical care assets, these […]
At Underwriters Brokerage Service we work regularly with advisors to assist them with their clients’ long term care planning needs, and in today’s world there are many excellent LTC solutions. Long-Term Care Protection Solutions Using Hybrid/Linked Products What is a Hybrid/Linked Product? This product type provides for significant Long-Term Care benefits using a Life Insurance […]
This 2 minute video can explain!Whether the need is for UL, IUL, VUL, Whole Life or a combination of products, our Case Design Team can assistubs@ubsnet.com 412-281-0600