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Next round of in-force rate action notifications to take place in late MarchIn late March, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after July 1, 2024.The 2022 rate action notifications will […]
Join us as we provide crucial insight into the health and wealth of America, with analysis of long-term care and its effect on estate planning for mass-affluent and high-net-worth clients.Data and case studies will provide:Insight as to how long-term care planning should be part of the overall estate planning discussionEducation on strategic initiatives to aid […]
Estate planning is a crucial aspect of financial management that ensures the smooth transfer of assets to beneficiaries while potentially minimizing the burden of estate taxes. One effective strategy to achieve these goals is through the use of Irrevocable Life Insurance Trusts (ILITs). This is the subject of the latest article by Estate Planning Specialist, […]
Learn how John Hancock’s Alternative Long Duration Asset (ALDA) strategy helps deliver lasting value to our policyholders. This Q&A with Scott Hartz, John Hancock’s Chief Investment Officer, provides insights about the factors that make our ALDA approach so effective.What unique benefits does John Hancock’s ALDA investment strategy offer?Because of the accounting and capital regimes most […]
Massachusetts Mutual Life Insurance Company (MassMutual®) announced an estimated 2024 dividend payout of nearly $2.2 billion — the largest in company history and the 156th consecutive year the company will pay dividends to eligible participating policyowners. Read the Press Release to learn more about MassMutual’s announcement.
Nationwide has a user-friendly way to get estimates and compare specific city and state LTC costs on the go!Start a discussion and help clients estimate the cost of careCompare state, regional and national costs for long-term careEstimate costs over the next thirty yearsGenerate client-ready report to print or emailDial in hours per week for home […]
The Standard has announced lower rates and and larger discounts for their Platinum Advantage Income Protection Insurance.Get the rate change details here Discounts are stackable! See discount information here.A Special Upgrade for Business Clients! The Business Owner Upgrade provides an occupation class upgrade on Business Overhead Protector and Business Equity Protector. With this upgrade, qualifying […]
When appropriate, replacement of existing policies may enable clients to more effectively update coverage, reduce costs or gain additional benefits. This piece is a valuable 1035 Exchange Reminder.See how the process is handled by some of the top surrendering carriers here. We are here to help.
Moody’s1 recently announced it has upgraded the financial strength ratings of F&G Annuities & Life, Inc.’s insurance subsidiaries to “A3”.Chris Blunt, President and Chief Executive Officer of F&G, stated, “We are pleased that Moody’s has upgraded F&G’s insurance subsidiaries to an ‘A3’ rating, recognizing the financial strength and stability of F&G’s business as we execute […]
