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2021 and the last 10 years per diem limits here.

Read details here. 

You can add value to your relationships by addressing your clients’ requests for Medicare guidance. You don’t need to become a Medicare expert to help them, because we offer resources you can rely on.Access a sample client report to see what My Medicare Matters can do for your clients.  

Until recently, clients have turned to guaranteed universal life insurance (GUL) as a cost-effective permanent solution offering lifetime protection, control and flexibility. But with the low interest rate environment driving GUL premiums up, clients are quickly moving away from it. Yet the need for cost-effective, no-lapse protection hasn’t changed, and many producers are finding a […]

As of December 7 (January 4 in NY), PruLife® SVUL Protector rates have increased about 10%. Learn more here. 

John Hancock is enhancing the LTC Rider elimination period beginning December 7, 2020. Instead of requiring 100 service days before LTC benefits are payable, clients can wait 90 calendar days from the day they are certified as chronically ill and count every day, whether or not they receive LTC services. No impact to pricing. Details […]

Security Mutual Life will be holding its dividend in 2021 for a sixth (6th) consecutive year.   Read the full announcement here. 

Read full details here for the announcement for Pennsylvania, among other states, effective date November 9, 2020

The 2021 IRS contribution and benefit limits for 401(k) and other qualified plans are available, with the highlights: The 401(k) and 403(b) maximum annual elective deferral limits remain unchanged at $19,500.  The catch-up contribution limit for individuals aged 50 or over is still $6,500.  The annual defined contribution limit has increased to $58,000.  The annual allowable compensation limit has increased to $290,000.  See the […]

When discussing LTC insurance products with your clients, there are a few things to consider. One of the most important is understanding how the benefits are paid and the impact it can have, not only on the person receiving care, but also on caregivers. Watch this quick video to understand the how the choice will affect […]