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Effective November 11, 2019, Lincoln is announcing pricing updates on Lincoln LifeGuarantee® UL (2019). Premiums have increased 17% on average Target premiums have increased to be aligned with updated lifetime level premiums Transition Guidelines: For states that are approved at rollout there is a 30-day transition period which begins on November 11, 2019 and ends […]

As the industry awaits more news from Washington, learn the basics about the SECURE Act and the impact it could bring to your business by reviewing this article.

The New York Department of Financial Service’s (NYDFS) new Best Interest regulation for life insurance and annuity transactions (Rule 187) requires producers to make significant changes in how they develop, document and disclose information about the life insurance and annuity policies they recommend to their New York clients. Given the magnitude of these changes, AALU […]

Important Underwriting Changes: Prudential is changing e-cigarette and vaping to smoker rate class! Due to increasing health concerns and FDA Warnings surrounding the use of e-cigarettes/”vaping”, Prudential has decided to change their policy to no longer classify users of these products as non smokers and will be underwriting them as tobacco users on applications dated […]

Read the Inforce Rate Action Announcement here.

Cincinnati Life has joined the iPipeline platform, so now you can submit Cincinnati LIfe term business more readily, no longer needing an additional registration for their system. Quote and submit your term business with the term quote tool on ubsnet.com.