OneAmerica: Return to pre-COVID Guidelines

Effective immediately, OneAmerica will no longer require a Certificate of Insurability (COI) to be completed at policy delivery if premium is submitted with the application and the policy is issued standard or better. As long as the premium is submitted with the application, doesn’t have a substandard rating, and bound via a temporary insurance agreement (such as in Cash with App cases), no COI will be required.

Additionally, they will no longer require a COI to be completed prior to initiating a request of funds or 1035 exchange.