Are you talking to your clients about ONE policy that includes three important features?

1. Very low cost- a permanent plan designed almost as term for life;
2. Long term care insurance is included- the death benefit doubles as a long term care pool. Use for home care or facility care. Any portion not used is paid at death;
3. Positive return- benefits exceed premiums paid for an attractive rate of return.

Does your client’s policy perform like this? Read more here.