What is a Hybrid/Linked LTC Solution?

This product type provides for significant Long Term Care benefits using a life insurance “chassis”, but with a minimum death benefit, and offers guaranteed premiums and design flexibility.The Hybrid/Linked products available today vary with respect to issue ages, benefit periods, inflation options, etc.

 

Who are the market leaders in the linked product category? Listed here are the highlights, and you can access the full product overview within each link.

 

Since the unknown of health care costs is one of the biggest risks we all face in retirement, clients need to have a plan in place for potential long term care needs. Help your clients implement a plan now.

 

The “best solution” will depend on a number of factors including desired benefits, design flexibility, inflation features, as well as client profile and budget. Contact our Case Design Team with any questions.