Legal & General America continues to back our market-leading competitive position and solid operating performance with exceptional financial strength ratings from three of the world’s top ratings agencies.
A.M. Best ‘A+’ (Superior) Financial Strength Rating A.M. Best’s financial strength rating is an independent opinion of an insurer’s overall financial strength and ability to meet its ongoing insurance policy and contract obligations. In December 2019, A.M. Best reaffirmed the A+ rating for Banner and William Penn. The review noted, “LGA maintains a strong competitive position in the term life market” and “a very strong level of risk-adjusted capitalization, as measured by Best’s Capital Adequacy Ratio (BCAR).” Read the review
Standard & Poor’s ‘AA-‘ (Very Strong) Financial Strength Rating Standard & Poor’s has been rating the overall financial strength of insurance companies since 1971; it’s one of the largest global rating organizations in the world. In July 2019, Standard & Poor’s reaffirmed the AA- financial strength rating we share with our parent company, assessing our operations as “core” to Legal & General Group. Read the review
Fitch Ratings ‘AA-‘ Financial Strength Rating In July 2019, Fitch Ratings reaffirmed the Insurer Financial Strength (IFS) ratings for Banner and William Penn, at AA-. Read the review
COMDEX Score ’94’ The COMDEX is a composite score ranging from 1-100, which averages all of the financial strength ratings a company has received.
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