Term Insurance Where Premiums Go Down! (5/17/18)


Product Highlights
  • New! Optional Vitality rider: now available on Term. When selected, premiums are level at Bronze status and can only remain the same or decrease.
  • Choice of term duration and coverage: Select from 10-, 15-, or 20-year term duration, and $100,000 or more death benefit.
  • Guaranteed option to convert to permanent coverage: Your clients can exchange their Term policy to one of our permanent policies during the entire level Term period.
  • Unemployment Protection rider: Waives premiums should the insured become unemployed. Very few competitors offer this type of benefit.
  • Total Disability Waiver rider: Waives premiums should the insured become totally disabled.
  • Accelerated Benefit rider: Provides partial access to the death benefit in the event that the insured is diagnosed with a terminal illness with a life expectancy of 12 months or less.
  • New rates and transition details here.