Prudential Enhances Term Rates (2/8/17)

Coming Soon: Prudential Term Essential Enhancements Effective February 27

Changes to Rates
 • Improves competitiveness across more age ranges.
 • Targeted increases to some rates, mostly within the smoker category,
   to maintain sustainability.

Reduced Modal Factors
 • Monthly factor will drop from 8% to 5%.
 • Aligns more closely with industry standard.

Benefit Payout Options
 • Death benefit can be distributed to beneficiaries in several payments over time.
 • Now part of the Term Essential presentation.