Compass

Pru UL Protector Pricing- Reduced Rates Coming March 18, 2019 (2/28/19)

Reduced Rates Coming March 18, 2019
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On March 18 we’re reducing rates of PruLife® Universal Protector by an average of 3% for most level pay premiums, which means clients can get guaranteed lifetime protection for less. This price decrease positions us among the industry’s top leaders and makes us even more competitive.

Same Great Guarantee*
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UL Protector is a permanent life insurance policy with guaranteed lifetime protection as long as premium requirements are met, OR required premiums are paid. Clients can sleep at night knowing their loved ones will receive a tax-advantaged death benefit when they die.
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Additional Attractive Features

  • Age Last Birthday Advantage: While most carriers use “age at nearest birthday” to determine clients’ age, we use age at last birthday, which means lower premiums for clients.
  • PruFast Track: Our accelerated underwriting process that eliminates paperwork, skips medical exams, and creates an overall better experience for clients.
  • BenefitAccess Rider (BAR): By adding BAR, clients can accelerate their death benefit should they become chronically or terminally ill, even if expected to recover.**
  • The Strength of Prudential: Prudential Financial has a more than a 140-year history of honoring its promises, so clients can be confident that we’ll be there when they need us.*


The UL Protector repricing underscores our promise to offer clients high-quality, cost-effective guaranteed products at every stage of life. Learn more about the UL Protector guarantee.

Transition rules here.