Compass

Legal & General OPTerm Reprice (6/19/17)

Legal & General America's OPTerm Reprice Turns Up The Heat!

For all ages*, classes, amounts, and durations, Banner ranks #1 - 78% of the time. William Penn ranks #1 - 83% of the time.

New rates include both decreases and increases. Price decreases improved  #1 ranking by over 20% and were primarily focused in these areas:

  • Higher face amounts ($500K or more)
  • Younger lives (Age 57 and below)
  • All underwriting classes
  • Evenly split between males and females
  • 15- and 30-year plans

Increases affected 15% of all pricing cells, however, most made no change to competitive rank.

*Quinquennial ages

View the guidelines here.