Compass

Important Underwriting Changes: Prudential is changing e-cigarette and vaping to smoker rate class effective 10/21/19 (10/8/19)

 

Important Underwriting Changes: Prudential is changing e-cigarette and vaping to smoker rate class!

Due to increasing health concerns and FDA Warnings surrounding the use of e-cigarettes/”vaping”, Prudential has decided to change their policy to no longer classify users of these products as non smokers and will be underwriting them as tobacco users on applications dated 10/21/2019 and beyond. Vaping clients who have been quoted non-tobacco rates should submit applications ASAP.