Compass

Banner APPcelerate Automated Underwriting- Eligibility Expanded (3/7/17)

NEW! Clients applying for up to $1 million of coverage through AppAssist, may be eligible for approval with
no medical exams, labs or APSs required.

OPTERM 15, 20, 25, 30 ELIGIBILITY - EXPANDED
Issue Ages 20-40    Face Amounts $100,000 - $1 million
Issue Ages 41-45    Face Amounts $100,000 - $750,000
Issue Ages 46-50    Face Amounts $100,000 - $500,000

OPTERM 10 ELIGIBILITY - UNCHANGED
Issue Ages 20-50    Face Amounts $100,000 - $500,000

Eligible underwriting classes for all durations remain unchanged:
Preferred Plus NT, Preferred NT, Standard Plus NT

Term riders are available for OPTerm 15, 20, 25 and 30, as long as the total face amount applied for does not exceed the eligibility requirements for APPcelerate. A 10-year term rider cannot exceed $500,000.